AI Can Now Forge Identity With 100% Accuracy

The ID photorealistic replica of Borys Musielak, generated using AI. When an AI can generate a working passport in minutes, the foundations...

The ID photorealistic replica of Borys Musielak, generated using AI.

When an AI can generate a working passport in minutes, the foundations of digital identity verification crumble. In a startling demonstration, Polish AI researcher Borys Musielak used ChatGPT-4o to create a photorealistic replica of his Polish national passport in under five minutes. The AI-generated document, produced through a natural language prompt and an image generation workflow, reportedly bypassed Know Your Customer (KYC) checks on several platforms such as Revolut and Binance.

The future of trust is no longer visual, it’s cryptographic.

The experiment was conducted as part of research work and not an exploit. Yet it highlights a harsh reality: the visual layer of digital verification such as watermark and many other seals embeded into the docu,ments have been rendered obsolete. The systems once trusted to distinguish real from fake now face an adversary that learns, adapts, and scales infinitely faster.

The End of Visual Trust

For two decades, online identity verification has relied on image-based authentication — upload your ID, take a selfie, match the two, and pass. But generative AI has dissolved the final barrier between human and synthetic imagery. It can reproduce watermarks, lighting artifacts, and holographic overlays with near-perfect fidelity.

Musielak’s demonstration isn’t isolated. Security researchers from Stanford University’s Cyber Policy Center and MIT have already warned that AI-generated IDs can trick verification software trained on static templates. What once required expert forgery can now be achieved through a conversational AI interface.

The financial sector stands at the epicenter of this disruption. Fintech platforms, digital banks, and crypto exchanges depend on automated KYC to satisfy regulatory mandates. When those systems can’t distinguish AI fabrications from reality, compliance collapses.

“The old model is broken,” said Satya Nadella, CEO of Microsoft, during a 2024 interview on AI disruption. “Verification, work, and knowledge itself are being redefined. Every organization must rebuild trust into its systems from first principles.”

That statement now feels prophetic. The collapse of visual trust forces industries to rebuild identity infrastructure around cryptographic guarantees, not visual proofs. The next evolution in identity verification won’t rely on what can be seen, but on what can be verified mathematically. NFC-enabled documents, QR code, biometric encryption, and cryptographic proofs of identity (like zero-knowledge credentials) are emerging as replacements for static images.

The EU Digital Identity aims to unify this shift across Europe, providing citizens with cryptographically verifiable IDs for both government and private services. Similarly, Apple’s